Flexible Income Verification
Designed for self-employed individuals, investors, and entrepreneurs, these loans offer flexible financing solutions without the strict requirements of traditional lending.
Higher Debt-to-Income Ratios Allowed
Allowing higher debt-to-income ratios provides flexible financing options for self-employed individuals, investors, and entrepreneurs who may not qualify for traditional lending.
Financing for Unique Situations
Providing financing for unique situations helps self-employed individuals, investors, and entrepreneurs secure funding when traditional options fall short
KeyFi is the number one choice for homebuyers who can’t secure a traditional mortgage in Florida but still want to achieve homeownership. Whether you’re self-employed, have less-than-perfect credit, or need a more flexible financing solution, KeyFi connects you with exclusive off-market properties and alternative financing options. Even if you’re looking at an on-market property, you secure the right home loan to make your purchase possible. Our network of motivated sellers, real estate professionals, and financing experts ensures that you get access to the best deals without the hassle of bank restrictions. If traditional financing isn’t an option, KeyFi is your ultimate path to owning a home.
Social Security Number Not Needed*
Flexible financing tailored for self-employed professionals,investors, and unique income situations.
Do You Only Have Bank Statements?
Bank statement mortgagess allows self-employed borrowers to qualify using bank deposits instead of tax returns, offering flexible income verification.
DSCR
A DSCR mortgage allows real estate investors to qualify based on rental income rather than personal income, offering flexible financing and easier approval.
Are You A 1099 Contractor?
1099 mortgages help independent contractors qualify using 1099 earnings instead of tax returns, offering flexible income verification and easier mortgage approval.
